This Data Protection and Privacy Policy relates solely to information supplied by you on this Web Site. Standard Chartered Bank ("SCB") respects the privacy of your personal information. Any personal information provided by you to SCB through this Web Site will be used solely for the purpose of providing you with the services you have requested at this Web Site, to update and enhance SCB's records, to advise you of other products and services which may be of interest to you and where applicable to consider your application for employment. This Policy will not alter or affect any information otherwise provided by you to SCB.

The details which you are requested to provide on this Web Site may be transferred within the SCB Group which may include transfer to other parts of the Group in different jurisdictions and by using this web site you consent to such transfer. In providing your telephone and facsimile number you are agreeing that SCB may contact you by telephone and facsimile. Other than to those individuals and entities listed below, your details will not be revealed by SCB to any external body, unless SCB has your permission, or is under either a legal obligation or any other duty to do so. The information provided by you at this Web Site may be disclosed by SCB to:

• Other Companies in the same Group

• Regulators

• Lawyers

• Auditors

• Third Party Service Providers

• Any Agent acting on our behalf

• Any referee whose details are provided to us by you

The information collected from you by SCB will be valuable in improving the design and marketing of our range of services and related products for customer use. SCB wishes to assure you that your private information will be treated as confidential and with high standards of security. The use of your information will be kept to the minimum required in order for SCB to continually monitor and improve its services to our customers and keeping you informed about our products, services and other opportunities within SCB.

SCB pledges its intention to meet fully internationally recognised standards of personal data privacy protection and to comply with the requirements of applicable data protection/privacy laws. In doing so, we will ensure compliance by our staff with the strictest standards of security and confidentiality. In addition SCB Group has implemented a mandatory IT security policy, which it is intended will achieve a level of security compliance similar to the relevant elements of British Standard 7799.

However, it is your responsibility to maintain the secrecy of your user ID and login password.

Data provided by you is retained as long as the purpose for which the data was collected continues; data is then destroyed unless its retention is required to satisfy legal, regulatory or accounting requirements or to protect SCB's interests. As a general rule the maximum retention period is 7 years.

In order to improve our Internet service to you, we will occasionally use a "cookie". A cookie is a small amount of data that our web server sends to your web browser when you visit certain parts of our site and the use of which is intended to assist our understanding of your interest in our Web Site.

SCB reserves the right to amend its prevailing Data Protection and Privacy Policy at any time and will place any such amendments on this Web Site. This Data Protection and Privacy Policy is not intended to, nor does it, create any contractual rights whatsoever or any other legal rights, nor does it create any obligations on SCB in respect of any other party or on behalf of any party.